Gift Catalog
Gift No. 26
Deliver Major Change Through Micro Loans
A relatively minor investment in a small business can help a struggling family support itself and turn an impoverished community around. Along with startup money, each new small business owner also receives business training and help with financial planning to assist in making sustainable decisions.
The success of this micro loan system is amplified by the creation of a community fund, with each business owner putting money into a joint savings account. The money from this account is used for future business expenses or to extend loans to more interested men and women in need. Loans are paid back in small increments, and then the community is left with many new businesses, and the cycle keeps supporting itself.
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